The Quiz On Life

Want to evaluate your philosophy towards life?  Take the quiz….

The Quiz on Life
1. The number 1 factor in your success and fulfillment in life is:
a. Your family history
b. The amount of money you make
c. How many friends you have
d. Your personal philosophy
2. The number #1 reason for failure in any endeavor is:
a. Fear
b. Lack of persistence
c. Complaining
d. Lack of confidence
3. The biggest reason for failure in an organization or relationship is:
a. Anger
b. Shyness
c. Poor thinking habits
d. Lack of harmony
4. You are responsible for everything that happens in your life
True / False
5. If you want to earn more money:
a. work harder
b. think better
c. add more value to yourself and the marketplace
d. stay at a job for a long time

6. Great leaders:
a. take extreme ownership
b. are compassionate
c. understand what others’ needs are
d.have vision
e. all the above
f. a and b only
7. Don’t ask for it to be easier:
a. ask that you become better
b. ask that others help you
c. ask “why did this happen to me”?
d. just keep going
8. There are only 3 things you have total control over in life
TRUE / FALSE
9. You can learn the most from someone by learning:
a. their family history
b. what they do for a living
c. what their metaphor for life is
d. what they majored in
10. Focus, Meaning, “What Do I Do Now” are:
a. the only three things you have total control over
b. total B.S.
c. a product of your upbringing
d. none of the above

11. You may not be at fault for something:
a. so you shouldn’t worry
b. it’s the Democrats fault
c. Republicans are racists
d. You still should take responsibility for it
e. always blame others
12. Your life is affected mostly by:
a. your past
b. your purpose
c. how you think things are, not how they are
d. what you watch on TV
13. You are your thoughts
TRUE / FALSE
14. In business:
a. a “broken window” can cause great damage
b. the culture of the business is extremely important
c. cash-flows and production matter a great deal
d. the customer’s perception is the reality
e. a spirit of harmony must exist among all associates
f. a burning desire to achieve an outcome matters most
g. all of the above
h. none of the above

15. Biography equals destiny
a. true
b. false
c. if you let it
d. the future matters more than the past
15. Success is a science and fulfillment is an art.
TRUE / FALSE
16. Even if terrible things happen to you:
a. suffering is your choice
b. life’s a bitch
c. it’s because you’re a bad person
d. others will never understand you
17. Life is both a miracle and a struggle for some, but:
a. it all depends on what your personal philosophy is
b. No, it’s just a struggle
c. Life is easy
d. Life has no purpose
e. how people think about life determines how happy they will be
f. A and E
g. A and C
18. It’s best to ignore the bad in life and think about only the positive
a. Yes, that is correct
b. Depressed people focus only on the bad
c. You must recognize the negative and deal with it
d. It’s best to see life as it is, but not worse than as it is.
e. A and B
f. C and D
19. Bad things happen in life and that means there is no God and no purpose to anything.
a. if you believe that, it is true for you
b. expect bad things, but don’t focus on them only if you want happiness
c. to be fulfilled in life, acknowledge that problems are a part of life, but not all of it
d. None of the above
e. All of the above
20. Lack of following up:
a. is a major problem in business, parenting and relationships
b. following up is someone else’s job
c. don’t bother me, I’m busy
21. If you want to increase your value to others and the marketplace
a. work harder on your self than you do on your job
b. work more than you get paid for
c. you reap what you sow
d. the law of compensation is an immutable law over time
e. All of the above.
22. Stress, anxiety, worry, are all code words for

23. You are in control of mind:
a. if you want to be
b. you are not
c. you can only control it if you’re rich
d. it’s the only thing that humans have over other animals
e. none of the above
f. A and D

24. There are two basic fears that hold us back from accomplishing ANYTHING
a. the fear of death
b. the fear of poverty
c. the fear that I won’t be loved
d. the fear that I’m not enough
e. the fear of what others think
f. A and B
g. A and C
h. C and E
i. C and D

BONUS
ANYONE IS CAPABLE OF ANYTHING BECAUSE:
a. even billionaires and bums have the same 24 hours in a day
b. there is no limit on the value you can add to others and yourself
c. by choosing a Definite Chief Aim, you control the course of your life
d. true, but you have to be wise and careful
e. true, but you have to acknowledge problems while identifying solutions
f. yes, but only if you focus on an outcome and make decisions accordingly
g. of course, but you have to take ownership of everything in you life first
h. only if you can stop complaining and blaming others
i. humans can choose which direction they want to go, we are not geese
j. success leaves clues
k. ALL of the above
l. None of the above
m. A, D only

EXTRA BONUS
The biggest “addiction” problem in America is:
a. People addicted to alcohol
b. People addicted to narcotics
c. People addicted to prescription drugs
d. People addicted to their problems

On Marriage

Seven Ingredients for a Happy and Lasting Marriage

            Perhaps the word marriage does not apply for some people. I don’t want the word to scare you off, so please substitute whatever word applies to you: relationship, partner, lover, it doesn’t matter. What matters is that you understand the essence of any great relationship or marriage. Almost fifty percent of all marriages end in divorce. An even greater percentage of dating relationships, around 80% end with break-up. What about just regular friendships? I suspect that friendships end for similar reasons to relationships. I’ve seen first hand how relationships, friendships and marriages end and while a romantic relationship has slightly more elements needed to make it last, the similarities in what makes all human relationships work or fail are fairly simple to recognize and understand. After 12 years of being with my beautiful wife, I can confidently tell you the ingredients necessary for a happy (very happy) and harmonious relationship. I’m not saying things last forever, but I will tell you that if something bad happens in my marriage, it’s going to be my fault. The reason… #1.

  1. Taking Responsibility—How much is each person in a marriage responsible for keeping it going? 50/50? 60/40? The answer is 100%. Each person must take extreme ownership of everything in a relationship. Each partner is responsible for 100% of what they do and the situation he finds himself in. Don’t like that? Too bad. Own your life and take responsibility for it. 100%.
  2. Desire for Harmony—First and foremost, there must exist a desire to get along with another person in order for a relationship to exist or a marriage to thrive. Believe it or not, I don’t think most people desire harmony. They look for problems. They look for drama because they know others can relate to it. They know their friends will love to hear about everything wrong, so they secretly want problems. You see, many believe in the fallacy that “all marriages have problems.” Or that “the seven year itch” is real. The truth is, whatever you look for, you will find. If you look for harmony, you will find it. If you look for issues, you will find them. Be careful what you focus on and…
  3. Know Your Outcomes—What do you want out of this relationship? What does your partner want? If you don’t know your desired outcomes, or they don’t jive with what your partner wants, your marriage will end. No exceptions. My wife and I talk about what we want and where we want our partnership to go at least once a week. My outcome is to live an incredible life by being in an incredible state with my wife and children. I want my family to always feel my love. I want my wife and I to be partners in our journey together. I know that my wife wants the same. How do I know that? We talk to each other about what we want. Communicate or expect your partner to seek it out elsewhere. Here’s a hint, you should not have to talk to your friends because they “are the only ones who get you.”
  4. Value and Values—All relationships must add value to the individuals involved. If you are not getting a significant amount of value by being with someone, or you are not providing value to another, you don’t have a relationship, you have an acquaintance. Along with bringing value to the marriage, you must value the other person. This almost goes without saying, but you’d be shocked at how many people take their partner for granted, or worse, detest them. You must value your partner as well as provide value to them. Beyond that, you must have similar values in how to live life. If your values differ to an extreme, the path your lives will take will be very different. That doesn’t bode well for a successful and happy marriage.
  5. Empathy—This is the area of life I think most people are lacking. I admit, even I have trouble with this at times. Seeing something from another’s point of view is very difficult to do and it’s likely the main cause for violence and despair in the world today. Do you know what’s going on in your husband’s or wife’s head? What’s the story they tell themselves about what they are doing here on Earth and who they are? I suggest that if you don’t know the answer to these questions, try to find them out. Empathy is the main ingredient to a lasting relationship. Without it, and without understanding your partner, you won’t have a partner for long.
  6. Passion—Let us not deny that passion is vital to a marriage. Attraction to your partner is a must. Sexual intimacy that occurs often and is fulfilling is how many relationships bloom and grow. The lack of it is how many relationships end. You should look forward to being close with your partner. It shouldn’t be a chore or a hassle. It shouldn’t be embarrassing. It should be a staple of your marriage. If passion is lacking, work to make it great. It’s such a vital and fulfilling part of the human experience, to miss out on it is a crime… in my opinion.
  7. Love—Its the strongest word in any language spoken in the world. Everyone wants love. We crave it from our families, our partners and our children. It’s vital to a happy marriage. Love, though, is very difficult to define. The dictionary definition doesn’t quite do it justice. Some define love as a feeling, but I believe it’s more than that. I believe that love, in addition to a feeling of deep affection, requires sacrifice. Whatever you love, you willingly sacrifice for. You go the extra mile, you give up opportunities, and you put their needs before your own. I know many in marriages that have deep affection for their partners, but are not willing to sacrifice anything in their own lives to make their partner happy. Is that true love? I would suggest that it’s not. I think love requires deep affection and the willingness to put another’s needs before your own.

So there you have it. The seven ingredients for a happy and lasting marriage (or partnership). I hope this helps. As someone who has never been unhappy for more than a few hours in my marriage (my fault), I think that what I’ve written above is true and valuable. Above all, if you don’t want a relationship to end, do what you did at the beginning of the relationship and there will not be an end.

In health,

Sean

Blueprint for an Incredible Workplace and Business

What follows are the notes I delivered to my staff. I think they are worth sharing and I’d like to give people some insight into my life as and entrepreneur and owner. If you can learn something as a staff member, manager or partner, I’ve done my job. For my clients, I’d like to even give you all a behind the scenes sneak peak of the philosophies that go into the business.

Fitness System meetings are anything but normal. I take pride in that. I don’t want there to be anything normal about us as a company. I want us to be remarkable. Incredible. Outstanding. Therefore, here are the notes from the last meeting. Follow these principles and we will all thrive and have an incredible workplace and life!

A. Outcome: It’s imperative that all associates know and work toward achieving their desired outcome every single day, every single shift. Outcome based work will yield immense results, while focusing on trivialities will destroy morale. (Example: Clean toilets = incredible environment. So cleaning the toilet is done with the outcome of providing an incredible experience.)

B. Focus: Most people focus on their problems and what is wrong. They focus on themselves and their own needs. I would suggest that focusing on how to deliver more value to others will give everyone a greater sense of accomplishment and well being.

C. Values and Adding Value: What are your values as a person? What is your personal philosophy? What are you doing to add value to others? WE DON’T GET PAID FOR OUR TIME. WE GET PAID FOR THE VALUE WE PROVIDE TO THE MARKETPLACE.

D. 3 Triads That Drive Everything in Life and Business:

1. Character, Positive Attitude and Willingness to Learn—These are the 3 traits of an excellent coworker

2. State Story and Strategy—The story you tell yourself about your job, your coworkers and your clients along with the physical state you bring to work and the strategies you employ will determine how successful and fulfilled you are.

3. Confidence Energy and Enthusiasm—All three are necessary to provide MAKE-YOU-HAPPY CUSTOMER SERVICE.

All of the above require all three parts of the triad to work. Without one, they are a two-legged stool. With all three triads working, you will be living in an incredible state and have and incredible work experience and life. You will also be adding incredible value to everyone around you.

E. Operating by the Golden Rule Principle: Who you are and what you do to provide the value to your coworkers, managers and customers that you wish they would reciprocate to you. “Treat others as you would like to be treated.” Don’t expect your co-workers to perform if you are not willing to step up for them.

F. What Destroys a Workplace: Negativity, Gossip, Focusing on Problems, Lack of Harmony, Lack of Discipline among ALL staff, AND ABOVE ALL—not getting enough leverage on yourself to make sure you do what you say you will do. In other words, what are the consequences for not achieving something? Those with massive leverage accomplish a great deal.

“The path of least resistance makes all rivers and most men crooked.” Most take the easy road. These choices lead to a lack of self-discipline that begins to destroy a person’s humanity.

Words to Know:

Entropy: a lack of order or predictability; gradual decline into disorder. All businesses, relationships and people will naturally turn to disorder and chaos unless there is deliberate action to avoid it.

Habituation: the diminishing of a physiological or emotional response to a frequently repeated stimulus. Whatever we do repeatedly we get used to and we get bored or tired of. This is true for most people in a workplace, a relationship or even with something like driving a car. Habituation causes us to stop paying close attention to things and allow entropy to ensue.

Child or Adult?

Are you an adult or a child? This topic has been discussed much in the media with regards to the current state of millennials. According to Goldman Sachs research, over 30% of millennials (born between 1980 and 2000) live with their parents. The average age of marriage for the generation is 30, compared with age 23 in 1970. Fewer millennials have licenses and cars compared to previous generations. These are all major economic changes that will affect the economy in a major way. And while the law states that a certain age makes someone an adult, in reality, I believe that most people, not just millennials, lack the maturity to be considered such. Here are 20 ways to know that you’ve graduated from childhood into adulthood.

  1. You take responsibility for everything that happens in your life. It’s the highest level of maturity.
  2. You focus on the present and future much more than the past.
  3. You have stopped blaming your parents and upbringing for where you are in life now.
  4. You no longer blame others for the emotions you allow yourself to feel.
  5. You understand that you own your own body and must take responsibility for it and what it produces.
  6. You realize that your primary responsibility is to take care of yourself. That responsibility does not belong to another individual.
  7. You understand that people have different identities and that your values are not theirs.
  8. You stop focusing on trying to change others before yourself.
  9. You realize that everyone is working in their own self-interest, but even the honeybee, which does the same, brings life to the many plants while it serves its own needs. This is a positive thing.
  10. You take care of your physical health and work to improve it daily.
  11. You avoid making excuses about why you “should” do something but “can’t”.
  12. You only associate with those who bring value to your life.
  13. You are working on refining your philosophy daily.
  14. You look for opportunities instead of problems.
  15. You never beg for anything or ask anything of another without offering something in exchange.
  16. You are constantly looking for ways to add value to others through the marketplace.
  17. You have the desire to grow yourself so you can serve the ones you love.
  18. You keep your word and pay your debts.
  19. You do what you believe is right, not because someone is telling you it is.
  20. You have decided to live a great life that you have designed because you are the architect of your life.

 

Life and Death

These are troubling times. Not that there haven’t always been troubling times, it’s just that more of humanity is aware of problems in various parts of the world thanks to technology. Unfortunately, there will be more troublesome events to come. It is unlikely bad things will stop happening. However, it’s important to remember that you choose where you get to live emotionally. You can live in despair and fear. You can live in gratitude and abundance. The choice is yours. Do you want change in the world? Change yourself first. Specifically, there are two things that must change for positive transformations. The first is having a productive philosophy towards life. The second is to live in harmony. If you have these two characteristics, you will thrive. These are the traits needed to maintain life. If you lack these, you will begin to break down and devolve. Life needs harmony and clear thinking. Death does not. Death must be staved off–the death of the business, the relationship, the organism. It is the natural consequence of not having a philosophy of productivity and being in harmony with those around you. Growth or death—it is all very simple.

Those who develop and maintain a positive, productive philosophy will always do well because they take responsibility for everything in their life and control their emotions and responses to the world. These people will also have a natural tendency towards harmony with others. Those who have a productive and positive philosophy understand that harmony is essential for life. Your body must work in perfect harmony to sustain energy and life. If not, it begins to decay and the damage may be irreversible. The same is true with a business culture. A relationship is perhaps the clearest example of why philosophy and harmony are necessary to life. Both people in a relationship must give 100% effort for it to work. They must each have a philosophy of love, responsibility, and compassion. Each must strive to be in harmony with the other. Yet, half of all marriages end in divorce. It’s so simple to see why. It’s the lack of harmony and maintaining a philosophy of positivity. The same goes for the violence so prevalent amongst mankind. All of it can be traced back to the lack of the fundamental characteristics needed to grow and maintain life.

I urge all of my employees to strive for harmony with each other. Most workplaces are toxic and a majority of polls taken of employees show that most have significant issues with their coworkers and managers. This is all due to a lack of harmony. There must exist a desire to be in harmony with all those in your workplace (and in your life) to realize an incredible workplace. Without that desire for harmony, the natural tendency towards problem and decay will occur. If this continues in a business, it becomes part of the workplace culture. Once it’s a part of the culture, it’s nearly impossible to stop without replacing every individual. Often, even the great employees cannot free themselves of the damage done to them by a toxic environment. It warps their philosophy to see the worst in others and seek out problems. If people only knew it was within their own power to change this. An incredible workplace, an incredible relationship—an incredible world begins with each person acting incredible and developing an incredible philosophy. Be mindful of your own personal philosophy. Is it geared towards harmony and growth? Or are you letting your mind erode with the problems of life? Are you thinking clearly—thoughts leading to positive consequences for those around you and your loved ones? If not, change it. Be the change you want to see in the world.

Addicted to Our Problems

We live in a therapy culture. We are taught to talk about our problems so we may find a way to resolve them. Problems, problems, problems. We have become addicted to our problems. People feed off of them. They talk about them to friends, family, and coworkers. Problems are talked about so much it would be safe to assume that people are becoming much healthier emotionally compared to our ancestors. Is this the case? I don’t think it is.

I disagree with the “professionals” that say talking about your problems is healthy. I don’t want you to think that I am a proponent of hiding issues or living in denial. I do think that acknowledging problems is important, but not as important as being focused on your desired outcome. Energy flows to where focus goes. If your focus is your problems rather than your outcome, your problems run your life. Spending too much energy on problems is not healthy—it is toxic.

I don’t talk about my problems much. I readily acknowledge that I have various health issues including spondylitis and asthma. However, I don’t focus on it or talk about it much. My problems are not a part of my identity. I do not let them control me, or the emotional states I live in. Yes, they do exist. No, I am not better talking about them to everyone. Nor is anyone else better off having heard what ails me. I do not direct my energy to what I do not want.

I believe the ancient stoic and Roman emperor Marcus Aurelius gave us sound advice for dealing with problems, “If you are distressed by anything external, the pain is not due to the thing itself, but to your estimate of it; and this you have the power to revoke at any moment.” The Stoics school believed in maintaining tranquility throughout life. They did not believe this was possible if your thoughts and actions were focused on problems instead of your desired outcome. Stoicism is a philosophy worth looking into. I believe reading Seneca or Marcus Aurelius, two men of great wisdom and power, can help you navigate the road of life with a little more perspective.

BREXIT =LIBERTY

BREXIT =LIBERTY

Whatever else the Brexit vote may be, it is at its core an emphasis of the belief of self-governance and self-determination. There is really only one right that all humans have-the right to property. This right stems from the fact that you own your own body and therefore have the right to your property and self-governance. This is a fundamental right. No one owns you. You have the right to self-determination. Older Brits, the largest group in support of leaving the European Union understood this.Younger ones have been brainwashed into believing that a global government is better for all. The opposite is true in regards to freedom.  Brexit was not about racism or xenophobia as many would have you believe. It was about a country getting the short end of the stick and deciding to take ownership of the right to self-determination.

The breakup of large empires is a recurring theme through history. Eventually, localities with a different culture, language and needs resent having a central government in a far off land deciding what they can and cannot do. Older Brits, the one making up the largest tax base understand that their taxes are being forced towards policies they don’t approve of. The concept is so simple that the truly shocking part about it, is that the elites don’t get it. The ones who benefit from taxation, loose money and central banking are the ones who are really concerned because their grip on the globe is failing. The central planners and progressives have gripped so tight for so long, the countries they desire to control are slipping though their fingers. When they see countries stand up and refuse a central currency and laws in favor of their own, elites freak out.

So that is why so much has been made about the “tragedy” of the British exit of the EU. Nothing could be further from the truth. If individuals and countries do not have the right to self-governance, there is no liberty. Brexit is not a tragedy, it’s a triumph. Anytime people realize they own themselves and take responsibility for their own destiny, it’s a triumph. The consolidation of power-through treaties, taxation and global currency is the real tragedy.

Be Disgusted

Disgust is a negative emotion, but it can be a very positive, powerful force if used properly. The moment when “enough is enough” is evident throughout human history. Disgust has been a turning point for change since the beginning of modern man. Humans had enough of lifting heavy objects, resulting in the use of the wheel. We were disgusted with being at the mercy of the elements, resulting in shelter and the use of fire. A revolution came about by colonists being disgusted by taxes. The world would not be what it is today without people saying, “That’s it. I’ve had enough.” Disgust, like all emotions, can be useful if harnessed for positive action.

I’ve been disgusted with myself various times throughout my life. My regular use of ibuprofen to combat my pain was certainly one. I was taking so much I couldn’t function without it. Another moment of disgust was when I realized I wasn’t making nearly what I had the potential to make in income. I’ve been disgusted in how I have acted towards others. I have been disgusted in how I gave up on something or someone I cared about. Come to think of it, by writing this, I’m becoming disgusted by how I’ve often failed to live up to my potential. I’m disgusted that I may never fulfill what I’m capable of…

Moving on, I’ll ask, what are you disgusted by? When is enough going to be enough? Is it a dependency on something or someone? Is it your body?   Are you tired of being sick? Are you disgusted with being tired all the time? Are you disgusted with yourself for always being sad? Are you disgusted by how weak or frail you are? Are you disgusted in how you’ve treated others or failed in some endeavor? What are you going to do about it? When is enough, enough? Don’t be afraid of disgust. Don’t block the feeling. Harness it to learn and promote positive change.

Identify Yourself (Actually, Don’t)

This article will be redundant. It is done so to drive my point home…

There are a few things in life that will significantly impact the direction and quality of your life. The first, I believe, is your personal philosophy. Your philosophy about life is the major factor in how things will play out for you. A close second, and perhaps much more relatable and relevant to people, is with what group or groups you tie your identity to. How you identify yourself reinforces the story you tell yourself and others about who you are. I’m going to suggest to you that this is a mistake. By tying your identity to a group rather than who you are as a human and an individual can significantly diminish the quality of your life. I realize this will be controversial, but in order to progress as humans, the tribe mentality of our ancestors must disappear. This will not happen until people take control of their own fate, rather than living within the expectations and ideology of another group.

My reasoning behind this argument is simple–the story that you tell yourself about who you are impacts your beliefs and values, thereby influencing a major part of life that you should take responsibility for and think critically about. For example, if your identity is tied to an extremist religious group like ISIS, your values about how you should live and act towards others are not compatible with human life and liberty. You have significantly limited yourself and your world view. Let me suggest that your religious practices, whatever they may be, are not your identity. The same goes for any political organization that you affiliate with. I would advise against it becoming tied to “who you are”. By doing so, you are hampering your potential as a human.

I like Bruce Lee’s philosophy towards different styles of fighting. He refused to identify himself with one or another, instead taking the best from all different styles. Bruce Lee was a dedicated learner. His desire was to be better tomorrow than yesterday or today. That should be a common belief for all humans. By limiting yourself to a certain group, I believe you are limiting your potential and also allowing group mentality to influence your world view about how to act towards others. I have been known to say that you are not your thoughts. You are the one who listens to them. Likewise, you are not your religion, political affiliation, race, gender, sexual preference. I would advise against identifying with any group. It is this tribe mentality that causes so much pain and suffering. Islam vs Christianity. Gay vs. Straight. Male vs. Female. White vs Black. Conservative vs Liberal. It’s time to stop labeling and limiting yourself. To expand as an individual you must ditch the labels you have allowed to be placed on you. You are not a group. Groups do not think–they produce a way to think about things. Groups do not have rights (although they claim to). Only individuals do. Act like an individual and identify yourself as one.

So how should one identify? What story should they tell themselves about who they are? If it is true that you become the story you tell yourself, I strongly suggest getting a better story. So who are you really? You are a being that cannot be labeled. You are a gift to the universe. You are infinite potential. You are a factory producing infinite energy, love, compassion. Want a better world? Want a better life? Get a better story…and stop identifying with a group. You are not a group. You are a unique individual. You own your body and your mind. Do your own thinking. Drop the labels.

In Liberty,
Sean

The Power of Anticipation

One of the most powerful forces in life and one of the most difficult to master is the power of anticipation. What does the future hold? It’s always impossible to be completely certain, and that uncertainty leads to a great deal of fear for many people, especially parents, business owners and investors. Trying to predict the future is nearly always a futile attempt, but without the ability to anticipate what is likely to happen, we are at a clear disadvantage—often leading people to inaction due to analysis paralysis. When the future is unclear, it is difficult to maintain a positive outlook and hope. Fear takes over in this situation.

This year happens to be a presidential election year in the United States. This always leads to a great deal of uncertainty as people from differing political viewpoints struggle to grapple with the outcomes of a new presidency. Will there be more war? More taxes? Perhaps, more freedom? It’s impossible to know for sure, and that causes entrepreneurs like myself to be very apprehensive about making more investments, especially in areas where increased regulations are almost guaranteed because of state pension liabilities and politicians who pride themselves on passing new laws, regardless of whether they are needed.

Business owners must run two businesses—the business as it is today and the one they believe they will have to run in the future. The greats had the power of anticipation. Bill Gates anticipated the rise of the PC. Henry Ford anticipated the automobile for every working family. The best in the world at what they do have the power to anticipate what is coming. Change is inevitable. How to adapt to the change is what is difficult. The answer to the future nearly always lies in the past.

Looking at trends, the assumptions that a group or groups of people make, as well as the underlying fundamentals behind their assumptions are, I believe, the best predictors of the future. Clearly, not all trends last or even make an impact on society, but an investor only needs to get a few trends right to be massively successful. Most investments do not work out, but a few “unicorns” can more than make up for the bad bets. Trends in business and government in the last 20 years leads to a fairly clear picture of the future. With all this in mind, here is what I anticipate in the next 10 years for the United States:

-Increased surveillance of the populace

-Increased taxation of regulation

-Insolvency for certain government departments and financial institutions

-Less overall employment

-The ubiquity of self-driving cars

-Student loans being defaulted on by millions of students, leading to lower credit scores and less consumer spending

-The disruption of many industries due to artificial intelligence

-Labor will be less important, due to increased use of robotics

Change is inevitable. Are you ready for what is coming?